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   Forums-->Ideas and suggestions-->

loans


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Authorloans
people always be afraid to loan anyone
so i say y don t we put systems like
loan to be returned in 1 week
after 1 week automatically the players gold will be deducted n if 100000 loan is asked n his golds r 99999 den after one week
his golds will be-1 but the loan giver will get 100000 back
if the loan givers wants interest there can be interests just mention the percentage after
see after the loan giver transfers the receiver must accept it or there will be cheating as players will put 100% interest n all
but cheater not returning the loan after promising to return double will stop doing that what say guys???
+1
this is a good idea and no player can trick other players
(and if anyone says -1 to this idea i think he might like tricking people with money)
nice idea niranjan2009
+1
i like this idea
+
+1
if the loan givers wants interest there can be interests just mention the percentage after

We put 200%???
3.21. Any banking and bookmaker activities are prohibited without exception.
Banking activities - granting loans with interest, receiving money from other players on deposit accounts, pawn shop business, insurance operations or any other bank activities.


No interests at all.
+1, but it would be good to choose the length of time for giving the loan back before it's deducted - not automatically after one week, but automatically after the time agreed
well nice idea but interest parameter shoul not exceed 100%
the loan giver can ask for 25 or 50% of interest 200 % will be too much
would anyone want to ask for a loan if they had to pay back with 50% interest? That's way too much!
well ok on my second thought 120% interest has to be give back of the loan given like if 10,000 has been given as loan then the loan which has to be repayed will be 12,000
is myt calculation right or not ?
but the loan idea of niranjan is very good and to ask interest on the loan will also be good for the loan giver
the way i calculate it is that 12,000 is just the interest! - 120% of 10,000 is 12,000 so then you would have to give back 22,000.
I think if we could have interest (which is against rules right now), they need to be more realistic. 5% of 10,000 is 500 - so you'd get 500 gold profit for giving a loan, which is fairer IMHOP
-1

Automatic return of loans will open a new gate for cheaters.

Example:
Cheater opens a second account and lend him 100.000 Gold.
The second account transfers this money to a third account or buy something for this gold and transfers the resources back to account number 1.
After a week the money will be returned automatically and account number one has doubled his wealth ;)
-1

Automatic return of loans will open a new gate for cheaters.

Example:
Cheater opens a second account and lend him 100.000 Gold.
The second account transfers this money to a third account or buy something for this gold and transfers the resources back to account number 1.
After a week the money will be returned automatically and account number one has doubled his wealth ;)


Oh, yes.. =(
see cheaters can do that
but we l not loan players below level 6-7
cheaters don t get their multi
above 7
besides transfer log of such players can be reported
loan activities can be handled only by players more than 6 or 7 level
de parameter will not exceed 10% for this so how is this
and - money people wont be able to ask loan
there must a system like this so no cheats what
say guys?
and if anyone feels that loan will be just for 1 week no its not
its just an example its on the loners wish if he wants 1 month its
fine parameter for time not more than 2 months and
for interest not more than 10%
-1
as per post13.

And for post 15, your own log speaks much for itself.
How about only players of level X can do this?

+1 btw
How about you can only loan to people who do not match the loaner's IP adress?
This way at least some cheaters won't be able to cheat.
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