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   Forums-->Ideas and suggestions-->

bank and a change in thefing


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Authorbank and a change in thefing
i think there should be a bank in lords of war so you could take out loans and things.and so you can put in money so if you get attacked by a thife they wouldnt steal anything but they would automaticly get like some money if they win the attack.
anyway back to the banking so say they could take out a loan if its in between say 1k-5k they have maby 3 days to repay. 5.001k-15k 6 days
15.001k-30k 1 week and 3days
30.001-50k 2 weeks
50.001-100k 3 weeks
100.001k-200k 4 weeks
lvl 10+
300-500k 1month
(remember these are maximum times not minimum)
this is the problem though i dont know what to do if they dont pay back lol
well i have 1 idea they have to continue to play or they will get banned for a few days (matters about how much they didnt pay)if its alot of money say 200k forever they are banned
unless they have a very good reson
and if they have enof money and they are not online and it comes to the day when they have to pay back the bank will automaticly take it but will disable them from taking more for a day for somthing.



i want ur votes and tips to imporve (thanx!)
+1thats a very good idea i hope the mods make this
I've mentioned this before but many complaints. still i think its a very good idea, although i wouldnt think someone would borrow so much money and get banned for no reason.

Few modifications but Still +1
1) If a thief ambushes you and you have 0 gold, you will get negative gold. This has always been true. Otherwise, where would the gold come from? Empire?
2) Your bank idea is for loans. Firstly, i would like to ask why would anyone take a loan? maybe for loss of gold, but if so, they would take the loan - then fail to return it because they would have lost it all again via. gambling and such. They would still have no money, except this time it would be worse - this time they have no money AND a loan to repay. Plus, you have no idea what to do when they don't repay. Your idea is that they would continue to play if they have no money... - then let's all take a small loan of 1k and don't pay it back - yay, we just got richer by 1k!
3) Your idea of storing gold is rendered useless due to number 1.
4) This has been suggested before, both the storing of gold and the renting.
4a) The storing of gold states that you would gain a 0.1% interest or something to that extent. This idea is silly because there are people with 1 million gold and 0.1% of that is..1k, and that's 1k per month for free. And many players have much more than 1 million (as shown by estates)
4b) The loaning of gold has been suggested before, and states that failure to return the loan would equal to you being automatically deducted of your gold, bringing your gold into negative. This also causes the same conclusion as number 2: They would still have no money, except this time it would be worse - this time they have negative gold.
5) -1. This idea should not be implemented at all.
Oh yeah, 6) Your idea is such that the loaning of gold is porportional to the time given to rent it. Let's say I need 1k gold. Instead of loaning 1k gold, I loan 100.001k such that I have 4 weeks to return it. I will only use 1k gold, but this time instead of 3 days I have 4 weeks.
6) 4 weeks is practically equal to a month.
a good idea
-100 for both idea :D
-infinity to all related ideas :)

Enroll and increase your Labourer's Guild.
only avaible for lvl12 and upward then maybe:p
@8

even lv12 still can commit cheating..banking idea bring much bad to us -1

and for thief idea.needless to say -1
-1
because i think the empire will got poor
very very very fast
and the above listed points will not affect for it at last.
hmm +1 if gold comes from bank and bank has infinit money...

-1 if gold comes from empire
lol hi manufc :) i was talking about infinite gold in bank and u cvan only loan for like 1s a week and i asked if you could help with ideas to do somthing if they cheat and ok forget about the theif part :)
hmm +1 if gold comes from bank and bank has infinit money...

-1 if gold comes from empire


What does it matter where the gold comes from. Gold is not fictional, and both empire and bank are fictional too. They can have as much gold as the admins write at their profiles..
Gold is not fictional
*Gold IS fictional of course..
-1 people would just make new accounts get the money transfer it then keep making new accounts for it.

although... say if they had to be lvl 8+ or so?
@15

+1
I would suggest Level 10+

As there is hardly any player who has guts to lay waste a level 10 account.
-1 doing this earns money FAR too easily, i suggest that having roulette is good enough plus wages from working at factories.
ok then lets say lvl 10+
but then there has to be suggestens on how to improve if they cheat or somthing
maybe it can change, if you have a loan of say 10k then you cannot do any trades unless its repairing items. ...




ok this is geting confuzing so im gonna lock this the next time i check it out
Your idea is such that the loaning of gold is porportional to the time given to rent it. Let's say I need 1k gold. Instead of loaning 1k gold, I loan 100.001k such that I have 4 weeks to return it. I will only use 1k gold, but this time instead of 3 days I have 4 weeks.and then put the 100k in the bank and they have made a profit
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