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   Forums-->Ideas and suggestions-->

Returning of loan



AuthorReturning of loan
When ever a player takes loan of a huge amount from other player and gets blocked for some or the other reason the player giving loan suffers alot and also the player does not want 2 return then he is fined double the amount and the gold should be returned 2 the played who has given the loan


I miself have lost over 60 k and need 2 ask for loan 2 other players : (
Don't loan.
my apologies for your loss amigo but indeed, you should not loan. If you do at least use better judgement and less money. Be very leery of anyone who asks you for money. It is unfortunate that a kind person has been done wrong but that is what is called a bad investment. Just pick up and don't fall for it a third time. Karma comes to us all amigo, so try and not let it bring you down. Being angry is natural but will change nothing. So change yourself and be very catious in your future finacial endeavors.
umm.. there has to be some mechanism that if a person transfer gold with description loan then the receiver has to return that amount till the end of month
and if he doesn't then the money automatically goes to the one who gave loan.
in above case the one who took loan can have gold in (-)ve in the end of month
+
even this player xXkrillinXx took loan of 13 k fom me and now not coming online
I think, lordswm should have a bank.
controlled by admins.
as simple as that.
I am not angry just feeling sad as he got blocked and I lost my gold this idea came in my mind because other people should not suffer as I suffered

Xarrior idea is good but admins r not online frequently
It is some times very difficult for me when I need gold when I was level 6 need loan 2 pay the enterence of the survival tournment friends are poor or not want 2 help and no begging allowed in forum then what 2 do cannot afford to were more than min ap really need help my few stats are

Given loan over 60k and taken some 30k now how can I return
viren: loan is a wrong way to think.

The right one is: don't advance so fast.

If you are lvl 6 and can't afford your gear, then stop fighting. Concentrate on quests, enroll, if you are good at it play cards..
Sell the stuff you get from hunts, as well as elements. Once you have enough gold, then, and only then, start fighting again and level up. And yes, you will loose some tournaments, but that's because you were not supposed to get to lvl 6 with those stats in the first place.

Loans are just a snake biting it's own tail.

If already you can't afford to survive, how on earth can you hope to give them back?
Many people get ruined at roulette and then ask for money.

What do you expect from them? It's a game, some win, some loose. If you get bankrupt you lost, that's all. You got two more chances..
blocked account in this game almost the same with dead people in real life.

if one person in real life takes loan (say $1000) from you, and then he is dead. do you think a $1000 money suddenly come to you ?
Someone with over 70K losses in roulette asking how to get by. Don't gamble on roulette is the best message anybody can take. Also patience. If you are short on money, make sure you do 10 enrols between each fight. Do minimum art hunts and merc quests.
In my opinion:
- if you take loan you should be punished
- if you give loan you should be punished too

In short, any kind of loans should be forbidden.

Unless we had banking system and those who give loans should have some profit.
But since in this game everyone so hate MONEY part I doubt that we'll have any kind of banking system (I'm talking about legal banking system).

Otherwise (i.e. without banking system) any loans should be forbidden.
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