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AuthorIs that "financial fraud"?
Somebody I never knew at all before sold me via market a shop artifact at about a quarter of its tagged price.

Now she demanded for a refund, otherwise she might report me as being "financial fraud".
But by game rules I learned that it isn't financial fraud at all, is it?
No, it's her fault. She had 3 opportunities to check that the price was what it was meant to be. 1 When she entered the price, 2 when she clicked okay, and 3 when she confirmed it.
And if you've never had any transactions before, you should be fine.
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