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   Forums-->Ideas and suggestions-->

Loan


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AuthorLoan
hello all..

my idea is that if the loan went unpaid..then admin. should give the cheater penalty and should repay the loan back!!

it happens with me!!
i have given about 200k loan to many people..but no one returned my loan back yet and the people also do not come online..they always be offline!! [maybe left the game OR get blocked]

so my idea is that if the loan went unpaid..then admin. should repay the loan!!


THANX
coolahed
+1 million!!!

We deserve to have our loans payed from admins when 30 days is past just like RU server:)
[Post deleted by moderator Sven91 // flood]
Admins has a lot of gold and never uses it so why not use it to pay back our unpaid loans?

:)
or how about this idea?

put a page for loan... give access to give loan to others safely...
u can set the payment date, money loan etc

if the borrowers doesn't pay after the date u had decided.
then, the borrowers will losses his money automatically from his account, even thought it go down to negative number.

this would be good :P

regards
-
I don't see the point why should I(enybody) give any loans for other players!


1. As stated in rules loans with interests(extra repayment over borrowed money are forbibben, so the a player has not any reason for giving a loan!
2. I understand if a very good friend want's to buy anything expensive and ask me for a loan. -> in this case i would help him, but i am sure that he pays it back. But if an unknown or hardly known 'friend' ask for a loan I would 100% refuse it!
3. So if you lend money anyway (despite you have not any benefit from it) make it sure that borrower will be able and or is willing to repay it!


According to your suggestions:
Just think about why are loans in a way forbidden?:

Any of these things would give a good opportunity to cheat!

Think about it if i would give 100K loan to a 'phantom account' controlled by one of my friends, who would buy on my money very expensive, overpriced (maybe unneeded, useless) things from my mates. After the money is gone 'phantom account' would never log in....

After 30days I would claim my money from that 'stupid' borrower (-100000 balance for an unused account) or from admins....

Result -> No loss for me +100K to my mates, NO illegal transfers since nothing happened just my mates made some fortunate good deals ... while someone has left the game!
The point is some players are kind enough to loan others or their friends...

There will always be some1 who loans so we need a away to keep loaning safe:)
#7 made a very valid point. An addition to this is "player A" makes a large loan to "player B" who then bets it all on roulette. If he wins he returns the loan. If he loses he abandons account and creates a new one "Player C". "Player A" gets his money back from admins and makes a large loan to "Player C" who then bets it all on roulette . . . . . etc.

Loans are allowed in the game but it is up to the person making the loan to make sure they know and trust the person they are sending money to enough that they are comfortable it will be returned.

The higher the value of the loan given the more sure you should be of the person you are sending it to.

If you are not confident it will be returned then either dont give a loan at all or give a much smaller one.
3.17. The Administration does not take responsibility for the unreturned debts and does not guarantee compensation in case of swindling by other players. When a loan is not returned in time, (the time must be written in the transfer logs, no more than a month) the swindler will be imposed a penalty of a sum twice as much. If the term isn't posted in the transfer logs, the penalty will occur 1 month after the loan transaction. The creditor does not get compensation.
Still +1 to the idea, but the rules say otherwise...
-1. It is your fault for giving a loan to someone who won't return. it. Also agree with 7 and 9.
i agree with #5 its a really good idea but #12 is right to its there fault for loaning BUT when people need help we should help them trusting them to pay it back like they say a friend in need is a friend indeed
#13 well, we can't believe all people in this world, right?

P.S. like urself, don't denied it, u r popular with ur scam, be happy =D
-1 it's ur money,and it was ur decision to give loans to ur "friends" it's ur responsibility to take care of ur money.

why you gave them money when u were getting no interest and there was an added risk in getting it back?were u in love with them?if no then you know why it is -1
i agree with #5 its a really good idea but #12 is right to its there fault for loaning BUT when people need help we should help them trusting them to pay it back like they say a friend in need is a friend indeed

If anyone needs money then they must earn it by working hard,I advise players to live like real lords not like beggars.

The point is some players are kind enough to loan others or their friends...

Actually beggars are in the search of "some" foolish and childish players who just let away their money without using their brain.

Why not to loan money has been accurately answered in post #7
I don't see the point why should I(enybody) give any loans for other players!


TGI!!!!... as most people say, when they got 300K to buy tgi, price up to 500K, it would continue like that.. so, to prevent them from 'racing' for the money too long and become more expensive, they need the loan. so it the good reason for loan doesn't it?

regards
TGI!!!!... as most people say, when they got 300K to buy tgi, price up to 500K, it would continue like that.. so, to prevent them from 'racing' for the money too long and become more expensive, they need the loan. so it the good reason for loan doesn't it?

regards


For borrower,it;s always good but what about the lender?

If u need TGI work hard earn money.

Rising price of TGI is borrower's problem not of the lender.
Lender must understand it and should not throw away gold to every passer by as loan and then whine for being cheated as it was obvious.
yeah i know, just want to give some main reason why people borrow money and trick other to cheated by loan...

and thiis is not the problem of borrower or lender...

but ADMIN, admin don't blocked people now <_< so which scammer scare? if admin active, the lender would have more trust to giving loan, that's my point ;)

P.S.Warnra(a scammer) send his dumb PM to me, told me to be blocked by admin because insult her, admin did not even blocked her for her criminal :P
There would have been not much diff. why lender must be confident many cheaters are careless enough to not to read rules and admins have announced it already that it doesn't takes any responsibilty of unpaid debts though the cheater is penialized sometimes but why the lender must get his money back?it was HIS mistake!
and if you do mistake and then whine about it in forum then its the indicator of ur mental lvl.
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