Forums-->Ideas and suggestions-->
| Author | The Bank |
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I suggest that maybe there could be like this one player/ admins that gives loans,
you get like 1 month to pay it back, if not you get fined
This way, there is no more insecurity. All players when needing a loan, just go to the bank and ask for gold.
Its like in normal life, and since its an admin/ automatic player it would charge interest, the interest would go to like the empire | | -1 | +1
if any body do not return the loan in month they will charge him a money as a plenty
u know like he take 10000
and after one month he has 5000 not enough money so they simply make it -5000 | umm -1
if it has interest nty plus its illegal
+1 if it doesent have interest | | bad idea | | as a poor person +1 | no, the thing is, it would be breaking the rules because it would be an admin account
It would just be another addition to the game
In all rich peoples point of view its a bad idea
in all people needing loans its a good idea :) | 1.What about the point of view of those who want to just get 100 000 with their multis with one click and then sent it to their main without considering consequences.
2.What about the point of view of those who just level up to combat level 3 without enrolling and then get 100 000 with one click without any effort and after a month they wont return a thing and just stop playing with that account. There would be so many level 6 players with full thief set..
3.If you cant think in advance about how much gold you will need for each combat level, do you think you will be able to repay 100 000 in a month?
4.Now think of admins decisions. Minimum AP rule, workaholic penalty, TGI leasing..they are making it harder for players to save piles of gold. Why would they do such a thing?
5.Your problem is not you cannot get a loan, your problem is you cannot get GOLD. Even if you got a loan, you probably wont be able to repay it.(that goes not only for you, but those in similar situation..) | | -1 | | +0,5 good and bad..... | 1.What about the point of view of those who want to just get 100 000 with their multis with one click and then sent it to their main without considering consequences.
2.What about the point of view of those who just level up to combat level 3 without enrolling and then get 100 000 with one click without any effort and after a month they wont return a thing and just stop playing with that account. There would be so many level 6 players with full thief set..
3.If you cant think in advance about how much gold you will need for each combat level, do you think you will be able to repay 100 000 in a month?
4.Now think of admins decisions. Minimum AP rule, workaholic penalty, TGI leasing..they are making it harder for players to save piles of gold. Why would they do such a thing?
5.Your problem is not you cannot get a loan, your problem is you cannot get GOLD. Even if you got a loan, you probably wont be able to repay it.(that goes not only for you, but those in similar situation..)
agreed :) | @8
Some ideas:
-Loans are a maximum of (Combat Level + LG level * 5000) - ( Loss on roulette * 2 ). This way you can only get moderate gold on lower levels, what you could possibly repay, and those who are bankrupt because of roulette, could not get much gold.
-Maximize loans with a similar algorithm: (Days passed since registration / LG points ) * 30 * productivity. This is an average of how much you enroll a day. This means, you probably can repay the loan in 30 days.
-Loans could not be given to players below lvl 3 (or 5)
- You wouldn't be allowed to transfer more than: (Current gold - Loan remainder to bank) to any player.
Loans would be great for higher level players, who want to try a new faction, but don't have enough gold for it.
What do you say? | | I see no need for the bank, as the easiest solution is to enroll for them money or loan from your friends. Even if loan conditions are set, the bank still encourages cheating. | @8
Some ideas:
-Loans are a maximum of (Combat Level + LG level * 5000) - ( Loss on roulette * 2 ). This way you can only get moderate gold on lower levels, what you could possibly repay, and those who are bankrupt because of roulette, could not get much gold.
-Maximize loans with a similar algorithm: (Days passed since registration / LG points ) * 30 * productivity. This is an average of how much you enroll a day. This means, you probably can repay the loan in 30 days.
-Loans could not be given to players below lvl 3 (or 5)
- You wouldn't be allowed to transfer more than: (Current gold - Loan remainder to bank) to any player.
Loans would be great for higher level players, who want to try a new faction, but don't have enough gold for it.
What do you say?
+1 to that | @14. Or they could wait a month and save up the money. The whole thing with a loan is it needs to be paid back in 1 month. A high level person changing faction will most likely lose a lot of battles. Meaning they may well hit a workaholic penalty.
If they stayed their best faction and kept battles to once every 10 enrols, they will achieve the ability to get the money to get a new faction's units within a month. If they can't do that, then they wouldn't have been able to pay back the loan either. | 3.21. Any banking and bookmaker activities are prohibited without exception.
Banking activities - granting loans with interest, receiving money from other players on deposit accounts, pawn shop business, insurance operations or any other bank activities.
no licenses here, sorry :). and admins won't set the banks up, they are pretty senseless :) |
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