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Size of loans



AuthorSize of loans
Regarding the discussion in this moved post:
https://www.lordswm.com/forum_messages.php?tid=1893759

post 9 by Yashwizard

Maximum amount of transfers should be...

20,000*[combat level]

Here "X" is in 13th level.

Hence, he can transfer only 20000*13=260000...

But, from above link, we can get that, he had transferred 300,000 (>260,000) to the "Y"

Is that not illegal?? Dont take it as question.? It's just my doubt wether my calculation is right or not!?

End of post 9

Don't think that is correct: rules 3.14 nor 3.15 mention any limit on the amount of gold a player can lend to another player.

You are only limited by the level of the player you lend gold.

Some extra questions:
Can a player get punished if he lends too much to one player?
What is the penalty if your (legal) loan pushes the other player over his maximum?
Is that not illegal??

It is legal. Can't you see that the new rule has just been implemented? We either follow it or get penalised.

Can a player get punished if he lends too much to one player?

It depends on his combat level. If X lends over 260,000 gold to Y(>260,000), it might count as multi transfer and he will get penalised.

What is the penalty if your (legal) loan pushes the other player over his maximum?

Probably about 500k gold. Depends on your combat level.
The amount that can be owed to other players is (CL)*20,000. It means that a player can TAKE loans for up to that much. THis is covered by rule 3.14.

The transfers covered by rule 3.15 are transfers. It is how much a player can GIVE out as gifts - to all other players in any months.
It is not applicable here, because those transfers were not loans.
They were loans, not gifts*
The player who took the loan will be offered to return the excess loan. If it is not done soon enough, that player will be punished for double the amount of excess loan - just like for a non-returned loan.
This topic is long since last update and considered obsolete for further discussions.
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