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AuthorEmpire Loans idea
I dont know if this has been suggested before... but
The idea is simple and straight, you get a loan from the empire,which you payback, slowly through lower wages and lower hunt money
max loan can be sth like 10000*(combat level)
+
Gold management is a important part of the game. It is called Lords of War and Money for a reason :)

-1
Yes, it has been suggested a few times before and it will likely be suggested again. Those are two examples:

https://www.lordswm.com/forum_messages.php?tid=2204977
https://www.lordswm.com/forum_messages.php?tid=2090929

Your method of repayment is indeed interesting, but I still think that such loans will never be implemented.
for _Sworks_:It's pretty weird how whenever someone proposes an idea, there is always someone else there that makes sure to shut it down.
for yoshyegg:
Well, everyone have right to express their opinion.

Btw I'll give -1.
-1

Lazy to explain..
for yoshyegg:
I will give -1 too.

Lazy to explain.
-1
There are plenty of players you can see whom keep switching accounts monthly (some even weekly) and most of them are roulette players.. Imagine them all borrowing and when a bad streak occurs, they switch and they borrow again (with no intention to repay whatsoever), etc..
+1

automated loans will reduce spam and I don't care for people who would regret getting a loan that they can't pay back :P

Also LG level restriction could be good to have access to such loans.
id only say +1 if after a certain amount of time, say 1 month, and the full loan hasnt been completly paid back, then the empire will automatically remove the remainder of the loan, even if they wil end up in -ve gold.
I am not against not with the idea

but

empire can do it this way.
anyone who borrows loan.

this gold will be kept in separate way.
meaning

not added with normal gold.

you cannot do roulette.

during loan period.
you cannot sell transfer artifacts. (reason being players can buy artifacts from market through loan gold and sell that artifact to transfer to normal gold. )


they have restriction to time.

meaning

double timing for hunts
thieves
rangers etc

half payment in lg

why so many restrictions you ask?

gold loan is only for people who may be want to build up castle but are short by few thousands etc

so instead of begging to anyone
they can borrow it from empire.

but it's a huge risk on that as per the restrictions given above.



but also as other players said
highly doubtful if it will be implemented
id only say +1 if after a certain amount of time, say 1 month, and the full loan hasnt been completly paid back, then the empire will automatically remove the remainder of the loan, even if they wil end up in -ve gold.
Seriously if this happens , im gonna make lots of new id and borrow gold from all. All ids will bet on straight ups , the one who wins will be main , rest others abandoned ;)

Nice abuse right?
Comment on this

+1 to loan by empire
but

Before that the admins make a separate island (or a fort in any of the place in the map) for people who want to get loans.

Being in that place, you get loans,
but
You cannot leave until you repaid all the loan back
roulette is banned
hunts appear normally
LG is available
also interest can be charged
for TechnoFreak:
That's why I said to implement an LG restriction to it. For example you can't get loan unless you have LG 5 or more.
Yes thats nice.
That might work , or just block option to play roulette if you have taken loan untill it is repaid back.
-1

game's gold system is based on forcing players to donate, if they want to play a lot.

as a free game, patience with enrolling can accumulate lots of gold.

:It's pretty weird how whenever someone proposes an idea, there is always someone else there that makes sure to shut it down.

there are some ideas almost all experienced player gave +1.

those opposing voices heard when
a) an outright stupid or
b) many times suggested & denied idea posted again.

this is a case (b). clearly its benifical for players but sadly against game's structure.

what suprises me here, this is posted by a lvl 14 who is been around more than a few years.
what suprises me here, this is posted by a lvl 14 who is been around more than a few years.


Did not notice that.
-1

This feature was there earlier (sort of) and later removed.
Now there is a rule restricting banking and all.

Gold management is a important part of the game. It is called Lords of War and Money for a reason :)
for yoshyegg:
I'm not here to shut it down, I've just expressed my opinion about the idea. I'll develop it a bit more:

This suggestion is mainly for roulette players, in my point of view. Some logs are chaotic enough already, with lots of loans and so on. With the idea being proposed as it is, the most probably result will be lots of new accounts being created, and once they lose the money (probably from both players and Empire), they will be simply abandoned and new accounts will be created again.

And also, gold management is very important. Doesn't matter how much gold you have, if you don't know how to use it, it will never be enough. That's why players should know how much they can spend without compromising the finances. Applied both to the game and real life. :)
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